Making Cents
Viewing entries tagged with 'good debt'
Good Financial Steps to Take When You Get Married
GOOD FINANCIAL STEPS TO TAKE WHEN YOU GET MARRIED
If you’re going to say “I do”, here are some things you might want to do.
Are you marrying soon? Have you recently married? As you begin your life together, it's important for you to start planning your financial future together and putting your finances on the same page. Here are some priorities you might want to write down on your financial to-do list …
Build an emergency fund. You’ve probably watched or read a number of stories about couples who were hit hard by the downturn – nice, once-affluent people who suddenly had to live in their car or a motel. When things got rough, many had no emergency fund to sustain them and ended up homeless. Consider building up a cash reserve (gradually, if necessary) that you could tap into should something go wrong. You won’t regret having it around.
Insure yourself. If you are under 40, you may not have any kind of disability or life insurance. You may feel you don’t need it yet. However, getting a policy early can be cost-efficient: if you buy a term life policy when you are young and healthy, chances are you will pay less expensive premiums than people in their 40s and 50s who have health issues.
Keeping Your Credit Score Healthy
Keeping Your Credit Score Healthy
Annual income, twenty pounds; annual expenditures, nineteen pounds; result happiness.
Breaking Bad Money Habits
BREAKING BAD MONEY HABITS
Changing your behavior may help you improve your financial picture.
Many of us plan thoughtfully for all kinds of life goals. Yet many of us spend impulsively, using our money on the moment rather than saving or investing it for the future.



